

With Early Pay Checking you will get the funds when we receive them. Have your payroll or government agency payment directly deposited into your checking account and you may receive your payment up to two days early.* Many companies and government agencies send funds using direct deposit before the “official” payday.
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Using your new card is safer than carrying cash, plus you’ll have $0 liability for any unauthorized purchases, which means greater peace of mind. And since the money comes directly from your checking account, there are no interest charges or transaction fees. Checkout lines will go much faster as the 1st Gateway Debit Card eliminates the need to write a check or hassle with identification. You have access to your funds immediately once it’s deposited. Your card will allow you to get cash back at the point-of-sale where allowed when youĪre making purchases, as well as ATMs everywhere. Our 1st Gateway Debit Card works like a credit card, but all transactions come from your checking account and are on your monthly statement. Other Checking Account Holder Benefits: 1st Gateway Debit Card The Member's Choice account even features automatic overdraft protection which authorizes the Credit Union to transfer funds from your share account (under the same account number) to pay for drafts being presented. Your monthly statement lists every transaction you've made and is presented in an easy to understand format. Identity Theft Protection, click here to learn more.Our account even pays money market type rates to those members who maintain higher balances. High convenience and low cost are just two of the reasons to open a share draft (checking) account at 1ST Gateway Credit Union. Identity Theft Protection: click here to learn more.*Mobile rates and wireless carrier charges may apply. Want to earn more for your money without giving up the flexibility of a checking account? Sign up for our 1st Rate CheckingĪccount and receive all of the benefits of a regular checking account plus much, much more!įREE Online Banking, Bill Pay and Mobile Money. Our affiliation with Excess Share Insurance Corporation (ESI) an additional $250,000 of deposit insurance is provided. Union are insured to at least $250,000 by the National Credit Union Administration, a U.S. Our Member Service staff is ready to assist you with your financial needs at one of our seven locations.
